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Auto Loans

The Fastest Route to Your New Wheels
Now is the time to make a move on that new or used car or truck. Our U.S. Bank Auto Buying Service can help you find the vehicle you want - don't let our great rates1 pass you by!

With our auto loans, you'll enjoy:

  • Competitive interest rates
  • No down payment required
  • Flexible repayment terms
  • Same-day credit decisions
  • Low monthly payments

We offer vehicle financing for:

  • All types of new cars and light trucks (vehicles)
  • New vehicle loans from $3,000 to $50,000
  • Used vehicles loans from $3,000 to $50,000:
    • up to seven years old
    • with less than 100,000 miles
  • U.S. EPA Certified SmartWay® vehicles

Apply Now for an Auto Loan

Additional Resources for Auto Loans

Auto Loan FAQs
Get a Vehicle History Report
Get a Used Vehicle Book Value or Price out a New Vehicle
Lease or Buy Information
Payment Protection
Green Auto Loans
U.S. Bank Auto Buying Service
Purchase a U.S. Bank-Owned Vehicle

Application Information for Auto Loans
About the Application Process
View Application Status

Auto Loan Calculators
How much can I afford to spend on a vehicle?
Should I use an auto or home equity loan to buy a vehicle?

Other Vehicle Financing
U.S. Bank also offers financing for:

  • Motorcycles
  • Manufactured homes
  • ATVs
  • Snowmobiles
  • Personal watercraft
For information or to apply, call 800-914-2708 or 800-685-5065 (TDD) or visit your local U.S.  Bank branch

U.S. Bank Packages
Sign up for a package and enjoy preferred rates on new loans and Home Equity Lines of Credit. Plus, get other valuable benefits on our products and services. Learn more about U.S. Bank Packages.

  1. Automatic payments from a U.S. Bank package required. Rates as low as 2.99% APR are available for 3-year auto loans $10,000 and higher at 100% loan-to-value (LTV) or less. Rates for smaller loan amounts, longer terms, or higher LTV may be higher. Loan fees apply. Loan payment and APR will vary based on the loan amount, the term, and any fees. Origination fees vary by state and range from $50 to $125 or up to 1% of the loan amount. Loan payment example: a $10,000 automobile loan at a 2.18% Interest rate for 36 months with a $125 origination fee will have a 2.99%APR and a monthly payment of $290.80. Offer is subject to credit qualifications. Rates are subject to change. Some additional restrictions may apply. Installment loans are offered through U.S. Bank National Association ND. 2011 U.S. Bancorp, U.S. Bank. Member FDIC
     
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  2. Subject to normal credit approval. Terms and conditions may vary between branch locations.
     
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