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Quick Credit for Small Business

Get the Credit You Need
We offer a complete range of financing options for your small business designed with competitive rates, flexible terms, simplified paperwork and - most important - quick decisions on credit requests up to $100,000. In many cases funds can be in your hands within the same business day.1

For more information or to apply, contact an Account Executive, or call 866-280-3751 Monday - Friday from 8:00 a.m. to 5:00 p.m. CST.

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Product Benefits

U.S. Bank Business Reserve Line

  • Overdraft protection for your U.S. Bank business checking account
  • Unsecured revolving line of credit up to $10,000
  • Flexible repayment of 3% of outstanding balance or $25 whichever is greater
  • $20 Annual Fee

 

  • Avoid the cost of overdraft fees

  • Eliminate unexpected expenses
  • Easy access to an overdraft line with U.S. Bank Internet Banking to view activity and make payments

U.S. Bank Cash Flow Manager Line of Credit

  • Revolving lines from $10,000 to $100,000 (unsecured or secured options available)
  • Competitive rates as low as Prime + 1.00%
  • Flexible repayment of 2.5% of outstanding balance or $100 whichever is greater
  • Overdraft Protection from your U.S. Bank Business Checking Account
  • SBA Financing available

 

  • Combines checking, line of credit financing and internet banking access to provide a business cash flow tool
  • Access to line of credit funds via online, phone transfers or special Cash Flow
  • Use your Cash Flow Manager Visa Platinum card to access your line of credit and Reporting Tools
  • Access Free Internet Banking and Bill Pay

U.S. Bank Quick Loan

  • Installment loans from $5,000 - $100,000
  • 100% financing of new or used business equipment, vehicles or general business purpose needs
  • Competitive fixed interest rate
  • Fixed Monthly Payment
  • Terms up to six years
  • SBA Financing available

 

  • Flexible collateral options
  • Purchase or refinance new or used vehicles
  • Purchase new or used equipment
  • Use when permanent ownership is desired
  • Keep other credit lines open
  • Easy one time disbursement of funds
  • Secured by a U.S. Bank CD, purchased asset, titled item, or by general business assets

U.S. Bank Quick Lease

  • Leases from $5,000 - $100,000
  • 100% financing of new or used business equipment, including commercial vehicles and technology equipment
  • Competitive fixed interest rate
  • Terms up to five years
  • Flexible repayment: options can be structured to match company cash flow

To apply for a Quick Lease call 877-677-4990.

 

  • Offer potential tax and accounting benefits
  • Flexible end of lease options to purchase, continue to lease, or return equipment to U.S. Bank
  • Allow business equipment to be kept up-to-date

 


For more information on our complete range of financing options, please visit your local branch.

 
  1. Same day funding typically applies on credit requests up to $50,000. Requests over $50,000, 1-year of tax returns will be required to process applications.

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