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Silver Checking Package

The Silver Package allows you utilize the convenience of a basic checking account and combine a credit card or savings account for extra benefits, including ready access to your money and a smart way to save. 

Your Silver Banking Package gives you:
• Preferred rates on new loans and home equity lines of credit1

In addition, like all U.S. Bank Checking accounts, the Silver Package offers you multiple ways to access and manage your money. Select the “Why Choose Us” tab for details. 

When you apply for a Silver Checking account, you’ll be asked to open a Package Money Market Savings account or U.S. Bank Credit Card account at the same time.2

• Package Money Market Saving account offers great interest rates with no minimum balance.
• U.S. Bank Credit Cards provide the spending flexibility you need and plenty of options for rewards, including cash, travel or merchandise.

Already have a U.S. Bank Credit Card or savings account? If so, it’s easy to make your existing account part of your Silver Package during the application process.

All U.S. Bank Checking accounts provide:

• Online statements – Sign up and help the environment while keeping your financial information safe and secure.
• Check Card convenience – Use your U.S. Bank Visa Check Card instead of cash or checks for purchases at millions of locations.  
• Internet Banking – Secure online access to your account makes it easy to stay in control of your finances. Monitor your accounts for up-to-date details, make payments, pay bills online and more.
 Mobile Banking options – Use your Web-connected phone to check balances, transfer funds, find a branch or ATM, pay bills and more.  
• Thousands of branch locations – With more than 3,000 branch offices, it’s easy to find a location near you.
• U.S. Bank ATM transactions – Use any of our 5,300-plus U.S. Bank ATMs to make withdrawals or deposits, get account information and transfer funds.
• Account Alerts – Receive email or text message reminders about important activity that you request.

 
Special Promotion: $0 Monthly Maintenence Fee

Monthly Maintenance Fee
• $6.95 with online statements, OR
 $8.95 with paper statements

Options to Avoid the Monthly Maintenance Fee
• $25+ monthly auto transfer to a Package Money Market Savings account OR
• Average account balance of $1,500 or more,3 OR
• Combined monthly direct deposits totaling $500 or more

Consumer Pricing Information (PDF)
Deposit Account Agreement (PDF)

Applying online takes as little as five minutes and is completely secure.

To open a Silver Checking account online, you need:

• a minimum opening deposit of $25
• to be at least 18 years old and a legal U.S. resident
• a Social Security Number
• a driver’s license or state/military ID

If you’re missing any of these items, please apply in person at a branch location.

You have the option of opening a new Package Money Market Savings account or U.S. Bank Credit Card, or converting an existing U.S. Bank Savings account to meet Silver Package requirements. Once approved, you’ll be asked to submit your opening deposit(s) to activate your account(s).

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How to Apply
800-398-0371
  1. Subject to credit qualifications and approval. Home Equity Loans and Lines of Credit offered through U.S. Bank National Association ND.

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  2. To maintain Package benefits, a Silver Checking and a Package Money Market Savings and/or any U.S. Bank credit card must remain open. See the U.S. Bank Your Deposit Account Agreement booklet and Consumer Pricing Information brochure for additional disclosures applicable to deposit accounts. Other conditions and restrictions may apply. Terms may change without notice.

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  3. Average Account Balance for Silver or Gold Checking is determined by adding the balance at the end of each calendar day during the statement period, up until and not including the last two business days of the statement period, and dividing that sum by the number of days used. Business days are Monday through Friday; federal holidays are not included.

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  4. Offer valid only for new Easy Checking accounts accounts opened in the (geographic region here) area between XX date and XX date. A minimum of $50 is required to open a U.S. Bank Checking account. All regular account opening procedures apply.

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Deposit products offered by U.S. Bank N.A.  Member FDIC.

View the latest notice of changes in the temporary FDIC insurance coverage for transaction accounts. Learn more.

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How to Apply

Call Us
800-398-0371

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