Your Silver Banking Package gives you:
• Preferred rates on new loans and home equity lines of credit1
In addition, like all U.S. Bank Checking accounts, the Silver Package offers you multiple ways to access and manage your money. Select the “Why Choose Us” tab for details.
When you apply for a Silver Checking account, you’ll be asked to open a Package Money Market Savings account or U.S. Bank Credit Card account at the same time.2
• Package Money Market Saving account offers great interest rates with no minimum balance.
• U.S. Bank Credit Cards provide the spending flexibility you need and plenty of options for rewards, including cash, travel or merchandise.
Already have a U.S. Bank Credit Card or savings account? If so, it’s easy to make your existing account part of your Silver Package during the application process.
All U.S. Bank Checking accounts provide:
• Online statements – Sign up and help the environment while keeping your financial information safe and secure.
• Check Card convenience – Use your U.S. Bank Visa Check Card instead of cash or checks for purchases at millions of locations.
• Internet Banking – Secure online access to your account makes it easy to stay in control of your finances. Monitor your accounts for up-to-date details, make payments, pay bills online and more.
• Mobile Banking options – Use your Web-connected phone to check balances, transfer funds, find a branch or ATM, pay bills and more.
• Thousands of branch locations – With more than 3,000 branch offices, it’s easy to find a location near you.
• U.S. Bank ATM transactions – Use any of our 5,300-plus U.S. Bank ATMs to make withdrawals or deposits, get account information and transfer funds.
• Account Alerts – Receive email or text message reminders about important activity that you request.
Applying online takes as little as five minutes and is completely secure.
To open a Silver Checking account online, you need:
• a minimum opening deposit of $25
• to be at least 18 years old and a legal U.S. resident
• a Social Security Number
• a driver’s license or state/military ID
If you’re missing any of these items, please apply in person at a branch location.
You have the option of opening a new Package Money Market Savings account or U.S. Bank Credit Card, or converting an existing U.S. Bank Savings account to meet Silver Package requirements. Once approved, you’ll be asked to submit your opening deposit(s) to activate your account(s).